Testimonials

'Andrew Tobin has done a great job over the past  20 years, sorting out my insurance, investments and pension affairs, I would recommend him without hesitation'.

Dean Ryan, former England Number 8, ex Gloucester RFC Head Coach, ex Sky Sports Rugby Analyst, now Head of International Player Development at the RFU.

'As a professional sportsman it can be difficult to find a financial adviser genuinely acting in your best interests. Andrew came highly recommended and has done a great job, most importantly I can rely on him to provide an ongoing service.  In addition he talks a good game of rugby, which helps.'

GJ van Velze, Captain, Worcester Warriots RFC. formerly with Northampton, and Blue Bulls, South Africa.

'Retirement and pensions are not exciting topics, and it is easy to let time slide.  I am pleased to say that with Andrew's assistance I now have a track to run on, and am saving tax into the bargain.'

Toni Minichiello, Director, Athlete Management International Ltd.  Olympic Gold Medal winning coach, London 2012, and BBC athletics pundit.

'Andrew Tobin is user friendly, proactive and efficient.  I was impressed with his knowledge of SSAS pension based financing'

David Hughes, Gloucestershire, Managing Director of leisure company, and former partner in Magic Circle law firm.

'Andrew Tobin was like a breath of fresh air just when I needed it.  Everything clicked into place.  I consider myself fortunate to have him on board as a trusted adviser'

Lee Jones, Managing Director, Stone Management Group Ltd,  Albert Dock, Liverpool.

'Andrew has been our pensions and investment adviser for over fifteen years, during which time we have seen our fund quadruple in value.  We would recommend him to anyone who wants a common sense, no frills approach'

Martin Smith,  Financial Director,  Borough Ltd,  Leigh on Sea,  Essex.

'Andrew Tobin delivers a quick personal service, even out of hours, and there is no sense of dealing with a huge unmanageable organisation, and most often, Andrew can come up with a creative, and legitimate, solution to any problem.  This is of particular importance in these straightened financial times, and we, as business owners, need these creative solutions, in order to brave the hard times.  I sincerely hope his client base expands, as he offers a unique service, and believe me, not many do.'

Dr Julian Kenyon, Director of Dove Clinic Ltd, and European Nutripharm Ltd, London and Winchester.

'I have known Andrew Tobin for over 30 years, during which time he has provided invaluable assistance with regard to my insurance and pension requirements.  Whilst providing a professional and dedicated service, he manages to inject humour and is a pleasure to work with.'

Richard Lilleystone, Chairman,  Gazasia Ltd,  London,  Manilla,  Rio de Janeiro.

'As an experienced Chartered Accountant, I thought I was fully aware of all the funding options for SME businesses.  It was a revelation talking with Andrew, and the funding he arranged, at a crucial time, helped establish what is now a multi million pound turnover business'.  

 Ian Mihill ACA,  Chief Executive, Jigsaw Insurance (Uk) Ltd, Nottingham

 'I did an awful lot of research myself, online and talking to various pensions advisers, SIPP and SSAS, and it became evident that Andrew Tobin had probably forgotten more than most of them knew about SSAS, self investment and pension funding.  His fees were very competitive and I would thoroughly recommend him.'

Asif Ali,  Director,  Biopharma  Multimedia Ltd,  London and Dubai.

'My funds went up more in 6 months than the previous 6 years with another provider. This vast improvement was not due to any higher risk strategy, it was simply because I had previously been in the wrong funds whilst being overcharged.  I would recommenfd anybody who has any doubts about their investment strategy to speak with Andrew, he has made a big positive difference to my finances.' 

 Anne Kennedy, Director, Henley Management Solutions, Henley on Thames.

 'I would like to thank Andrew and his organisation for his help and advice in establishing a SSAS to run alongside my business.  This was done very efficiently and at a competitive price, and allowed me to progress my expansion plans utilising a loan to my company from the pension fund. 

I have had no hesitation in recommending his services to my clients, who are mostly SME owner managed businesses.  Andrew seems to understand the small businessman's needs and is prepared to go that extra mile to deliver on his promises.'

Paul Light MBA ACMA CGMA  Managing Director, Lite Tax Ltd, Nailsea, North Somerset

'We have been using Thompson Tobin's services for over five years now.  Andrew assisted in the setting up of pension schemes from both a personal and corporate perspective, as well as advice and planning on the purchase of commercial property from a tax and protection point of view.  We have found his service to be fast, reliable and accurate, with a fully transparent fee structure.  We are extremely happy with Andrew's service and expertise, and would recommend him to anybody who needs advice on self invested pension arrangements.'

Anish Aggarwal, Director, SEJ Distribution Ltd, Hayes , Middlesex.

'We have used the services of Andrew Tobin for the last few years and he has helped us in many ways to sort out our pension fund, which had formerly been held by a large pension company who were highly unsatisfactory.  Andrew managed to sort out the difficulties we were having and gave us sound advice, enabling the directors to set up our own SSAS pension scheme.  Having been advised by my former IFA that this would be 'very difficult and expensive to do' it was anything but.  Andrew then advised on the company moving it's freehold property into the SSAS, which greatly reduced our corporation tax bill and actually improved cashflow.  Andrew has demystified the world of investments which we had previously viewed with cynicism.  We would not hesitate to recommend Andrew Tobin to anybody wishing to receive advice on pensions and investments.' 

Mr C Hart, Managing Director, Charles Hart Ltd, Frome, Somerset.

'Andrew Tobin  provides a specialist service to business owners, aside from the rank and file Financial Advisor.  The Adeo SSAS has been a useful tool for business funding and corporation tax planning.  From Andrew I have learnt the value of clear concise information regarding fees and charges, and the importance of keeping costs down.  In addition I can rely on Andrew to provide a reliable ongoing service.  He is the only Financial Advisor that has bothered to provide regular updates and advice.'

Ian Brazier, Managing Director, Adeo Construction Services Ltd, Southwater, West Sussex

'I had operated my own building business for many years, and had been put off pensions by the companies who provide them.  However, running a successful business, I did have issues with corporation tax. Andrew Tobin came up with a solution, a Self Administered Pension, where I was in control, that virtually wiped out my corporation tax bill, and tax sheltered my rental income and capital growth.  I now intend to further develop within the SSAS to increase the value and rental income, and will invoice my business for the work, so it really is a win win situation.  I am now keen on my Self Invested arrangement, and can look forward to a comfortable income in retirement.'

Tony Hockin, Managing Director, A W Hockin (Builders) Ltd, Bideford, North Devon

'We wanted to use our personal pensions to help fund a significant expansion of our brewing business.  Andrew Tobin made the daunting task of setting up our SSAS straightforward, providing clear, jargon free guidance ensuring our scheme got quickly approved and fully complied with HMRC requirements.  The team of professionals Andrew works with were extremely efficient.  In a nutshell Andrew sorted out our SSAS funding and we got on with running our business.'

Andy Moffat, Managing Director, Redemption Brewing Company Ltd, Tottenham, North London.

'Andrew certainly knows his stuff.  He guided us smoothly through the necessary steps enabling us to use our pension funds to purchase a commercial property out of which we would operate our growing advertising agency business. Simple, plain English advice every step of the way.'

Ben Duhig, Managing Director, Bluesoup Communcations Ltd, Bideford, North Devon.